Car Finance

Car finance in Australia has never been more accessible. Whether you're purchasing a brand new vehicle from a dealership, a quality used car, or buying privately, Tofu Auto provides tailored financing solutions that match your circumstances. Our car loans feature competitive interest rates starting from 6.49% p.a., flexible loan terms ranging from 1 to 7 years, and deposit options that suit your budget. We work with over 30 leading Australian lenders including major banks, credit unions, and specialist automotive finance providers to ensure you get the best possible deal.

Working with Tofu Auto for your car finance means you benefit from our extensive lender network and industry expertise. Unlike going directly to a single bank, we compare rates and terms across multiple lenders simultaneously, often securing better rates than you could obtain independently. Our service is completely free for borrowers - lenders pay us a commission, so there's no cost to you. We handle all the paperwork, liaise with lenders on your behalf, and provide ongoing support throughout the loan process. Whether you have excellent credit, are self-employed, or have had credit challenges in the past, we work with lenders who specialize in various credit profiles.

The application process is straightforward and fast. Start by completing our secure online application form, which takes approximately 5 minutes. You'll need to provide basic personal information, employment details, and information about the vehicle you wish to purchase. Within 24-48 hours, you'll receive a conditional approval outlining your loan amount, interest rate, and repayment terms. Once approved, you can shop for your vehicle with confidence, knowing your finance is arranged. We work seamlessly with dealerships across Australia and also handle private sale transactions. After you've found your perfect vehicle, we finalize the documentation and arrange settlement, typically within 2-3 business days. Your dedicated finance specialist will keep you informed at every stage and answer any questions you may have.